No-BS personal finance

The money tools nobody bothered to make simple.

Free calculators and blunt money takes from a soldier-turned-accountant. No hype, no gurus, no upsells — just the math, in plain English.

// Weekly-ish. One useful thing. Unsubscribe anytime.
✓ you're on the list (demo — wire this to your email tool)
Tool 01 · 401(k) Match LIVE

Are you leaving free money on the table?

Your employer match is a 100% return. Skipping it is the most expensive mistake in personal finance.

$
Free money you're leaving behind, every year
$1,600
Contribute at least 8% and you grab the full match — $3,200/yr (4% of your pay) in employer money you're currently turning down.
The toolkit

Calculators that give you a straight answer.

Every tool does one thing, shows its work, and never asks for a credit card.

01

401(k) Match

See exactly how much free money you forfeit by under-contributing.

● Live
02

Take-Home Pay

Turn a gross salary into the number that actually hits your account.

Coming soon
03

Roth vs Traditional

Run your real numbers and stop guessing which bucket wins.

Coming soon
04

Lease vs Buy

The honest total-cost comparison the dealership won't show you.

Coming soon
05

Relocation Cost

What a move actually costs once taxes and cost-of-living shake out.

Coming soon
06

Roth IRA Projection

Project decades of tax-free growth from what you save today.

Coming soon
Writing

Money, explained like an adult.

All posts →
Draft

If you're not getting your full 401(k) match, you're an idiot

The one move with a guaranteed 100% return, and why people still skip it.

Read →
Draft

Roth vs Traditional, settled with actual math

Skip the vibes. Here's the decision rule that holds up across tax brackets.

Read →
Draft

What leaving California actually saved me

Property tax, cost of living, and the numbers behind a real relocation.

Read →

One useful money thing, in your inbox.

A short weekly-ish breakdown — a tool, a tax move, a take. No fluff, no selling, no 47-email "funnel."

✓ you're on the list (demo — wire this to your email tool)