The 529 Plan: A College Fund That Can Outlive College
A 529 isn't a single-purpose account anymore. It can pay for school, move $35,000 into your kid's Roth IRA, and still be compounding for a grandchild who doesn't exist yet.
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Writing about personal finance.
Taxes, saving, and the money decisions everyone runs into eventually. One idea per post, with the arithmetic shown.
The Custodial Roth IRA: The Most Underused Account in America
A 9-year-old with earned income can have a Roth IRA. Five summers of matched lawn-mowing money, $12,500 in all, gets you two thirds of the way to what 35 years of maxing out does.
Read →High Yield Savings Account vs Money Market: Where Should Your Cash Live?
Your emergency fund can do better than 0.01%. A top high yield savings account against a money market fund, and which one I would pick.
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